Which Online Payment System is better? PayPal, Due, Apple Pay, or Square?

Whether you are out grocery shopping with your cash at home or you want to send money to your daughter at college, the easier it is to transfer money, the better.

With the rise in technological advancements, transferring money is not an issue anymore. You can make payments anywhere at any time without any hassle using the online payment processing solutions.

Surely, PayPal is the first name that comes to mind when you hear about online payment processing solutions. And undoubtedly, there is no denying that PayPal is the most popular online payment service. However, there are plenty of other fishes in the sea that are as good as PayPal, just less famous.

There is Square that offers amazing payment tools, or Due that processes payment faster than everybody else. Apple Pay in the recent times has also skyrocketed in terms of popularity for the iOS users.

Here`s a quick go thorugh the salient features of each payment processing solution

View at a Glance

View at a Glance


The question, however, remains – Which of these online payment processing solutions is the best?

Here is our analysis of the four payment systems. Take a look.



As mentioned before, PayPal is the most well-known and popular payment processing solution amongst the growing band of competitors in the industry. It has been a go-to for almost the entire world for online shopping and quick transfers between friends and family.

PayPal offers a user-friendly interface which makes it suitbale for all age-groups. All you need to do is open your PayPal account and press the ‘send money’ button, follow the instructions, and in a few seconds, you can send your money to whoever you want!

Furthermore, PayPal launched a new initiative to make it easier to transfer money to friends and family – PayPal.me. All it requires is a link from your friend’s account. Simply follow the link and enter how much you want to pay them.

However, excellent services always come at a cost.

PayPal provides these online payment processing solutions at quite expensive rates.

If you don’t connect your PayPal account to your bank account, PayPal will charge a 2.9% fee for money sent from a debit or credit card payment processing along with an extra 30 cents on top of that.

But, the best feature that PayPal offers is the hefty amount of transfer limit. You can transfer up to $10,000 using PayPal. You might not need to transfer such a considerable amount of money, but its always safe to know that in times of need, you can rely on PayPal.



Due is an efficient platform for online payment processing. Amongst its various features, the automated email reminders and easy integration with other programs are the most appreciated features Due.com offers.

Due is free to use and is known to accept payments faster as compared to other eCommerce payment solutions available in the market. Their customer service is excellent and is very reliable when it comes to security and safety.

It is is also famous for its popular digital wallet, and due to its long list of features and valuable services, it has carved its name on the leading online payment processing solutions` epitaph!

Apple Pay

Apple Pay is one of the most successful online payment processing solutions in the cash-free world

Tied closely with PayPal, Apple Pay is one of the most successful online payment processing solutions in the cash-free world.

Apple Pay is compatible with iOS devices only and does not require additional hardware or software.

It lets its users make payments conveniently, even via messages or by simply asking Siri.

This method is far more convenient, quick, secure, and easy than getting into the hassle of using cards, checks, or cash.

The process is simple. The user simply has to hold a compatible iPhone or an Apple Watch near a checkout system that incorporates an NFC terminal. A finger registered with Touch ID must be kept on the home button when using an iPhone, and in case of using the Apple Watch, it must be kept on the wrist. This way, the payment is authenticated and approved.

The payment approved is denoted by a slight vibration along with a checkmark and a beep. On devices that support Face ID, a facial scan is used instead of a fingerprint scan, and to confirm payment, a double-tap is required on the side button of the device.

The convenience of paying through your iPhone or Apple Watch has made Apple Pay quite popular around the world and is considered to be one of the most used and growing online payment processing solutions.



Amongst the long list of best eCommerce payment solutions, Square is the best option for a small business that is present both digitally and physically.

While the services they offer don’t differ much from other online payment processing solutions, their USP (unique selling point) is their point of sale (POS) system.

On signing up, Square sends a card reader and provides you with a software to manage your physical store. This eases the management for a business that operates in both worlds, giving them a single platform to track and manage the payments.

Square accepts all standard credit and debit cards without making any fuss. The most distinguishing service Square provides arguably is their ‘calendar and booking system,’ which allows a customer to book and pay only quickly and easily.

Which Payment Processing Solution is The Best?

It all depends on what you need it for.

In the list of best eCommerce payment solutions, PayPal is the best option for you if you want online payment for all your shopping needs.

If you are looking for a virtual loan, both Square and PayPal are your best bet.

If you want a free sign up and don’t want to bother with any accounts, Due.com is the most optimal from the list of online payment processing solutions.

And if you are an iPhone owner and intend to send and receive money from other iPhone users mainly, then Apple Cash is the best.

The thing is, they are all great service providers. It all depends on the kind of service you are looking for.

However, gun to our head, if we had to name one, PayPal definitely tops our list of the best eCommerce payment solutions, due to obvious reasons.

It is the most widely known online payment service provider for a reason. Their user-friendliness, along with a mountain of features, makes it the best.

What’s your verdict? Let us know in the comments section below.

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